WalMart unveils layaway plan...

Wal-Mart (WMT) unveils its layaway plan - designed to keep up with peers jumping on the layaway bandwagon. A 10% down payment on a total minimum layaway amount of $50 must be made, with items to be paid in full before Dec. 16. Where WMT rakes in money: A $5 non-refundable service fee applies, as well a $10 charge for items cancelled or not picked up or paid for on time.